Collateralized Loans
Bitcoin Suisse offers collateralized loans to either increase cash flow and provide fiat liquidity against a pledge of crypto assets, or to borrow crypto assets against fiat and/or crypto security.
Fast Application Process
Multiple Currencies
Staking-Backed Loans
Secure Storage
Our Offering
Collateralized loans enable clients to remain invested in crypto assets while still having fiat liquidity at their disposal. Bitcoin Suisse offers crypto asset collateralized loans in USD, EUR, GBP and CHF to increase capital efficiency or leverage your positions against a pledge of crypto assets. The crypto assets pledged as collateral are stored in the hyper-secure Bitcoin Suisse Vault. Conversely, Bitcoin Suisse offers loans in BTC, ETH and DOT against a pledge of fiat assets. These loans can be used for interacting in the crypto sphere or to speculate on falling markets.
- Multi-asset collateral portofolio
- Offering of 23+ collateral currencies
- Exchange of collateral currencies during loan duration
- Competitive rates
- Easy deposits and withdrawals of pledged assets
- Individual assessment of your portfolio's lending value
- 24/7 collateral value monitoring
- Possibility of collateral staking (XTZ, DASH, ADA and DOT)
Product Details
All market monitoring, trading and management is performed inhouse by Bitcoin Suisse and clients have a designated Relationship Manager at their disposal to answer any questions. Furthermore, the collateral value is monitored 24 hours, 7 days a week. The client’s crypto collateral is linked to a segregated account in the name of the client and remains locked until the loan matures. Excess collateral can be withdrawn, and additional collateral can be added 7 days a week during business hours.
Interest Rates and Terms
Depending on collateral currencies, the minimum loan collateralization is 200%, to protect clients against adverse market movements. The minimum duration of a collateralized loan is three months. Loan amounts start at CHF 100’000 or equivalent and are available for single positions of up to CHF 50 million. Multiple crypto- or fiat assets can be pledged as collateral. The interest rate is subject to an individual assessment and the interest rate environment. Moreover, it is determined by the liquidity and value of the collateral offered, as well as the size of the loan.
Potential Risks
A collateralized loan is a way of leveraging your portfolio. We encourage responsible financial behaviour and kindly highlight that this product comes with risks, including but not limited to market volatility and currency risk. This could require either the client to deposit further collateral, or Bitcoin Suisse to liquidate the existing collateral or parts thereof.
Interest-free Loans on Liquity
Bitcoin Suisse provides a unique DeFi gateway service to its clients: ETH-collateralized loans on the Liquity protocol. Clients may benefit from open-end, interest-free loans paid out in LUSD – freely convertible at Bitcoin Suisse, with customizable loan monitoring and an easy collateral redemption mechanism. For more information on how to get a Liquity loan, contact your Bitcoin Suisse Relationship Manager directly. Minimum loan amounts and terms apply.
Disclaimer: The use of the Liquity Protocol is not without risk, and if you are interested in using the protocol, you should be able to evaluate the risks and opportunities of the protocol, particularly with respect to potential liquidation scenarios. The user alone is responsible for evaluating the opportunities and risks of a DeFi protocol and its mechanisms. DeFi protocols may be subject to smart contract and platform risks, as well as the risk of manipulation of oracle data used as price sources by such protocols. Using DeFi protocols involves substantial risks of loss, even total loss of the collateral locked in smart contracts. Therefore, using DeFi protocols may not be suitable for every person. The information provided in this presentation, pertaining to Bitcoin Suisse Ltd and its subsidiaries and affiliates (together “Bitcoin Suisse”), is for general informational purposes only and should not be considered exhaustive and does not imply any elements of a contractual relationship or any offering. While the information in this presentation is believed to be accurate and reliable, Bitcoin Suisse and its agents, advisors, directors, officers, employees and shareholders make no representation or warranties, expressed or implied, as to the accuracy of such information, and Bitcoin Suisse expressly disclaims any and all liability that may be based on such information or errors or omissions thereof. Bitcoin Suisse reserves the right to amend or replace the information contained herein, in part or entirely, at any time, and undertakes no obligation to provide the recipient with access to the amended information or to notify the recipient hereof. The information provided is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulations or in which Bitcoin Suisse does not hold the necessary registration or license. Except as otherwise provided by Bitcoin Suisse, it is not allowed to modify, copy, distribute, transmit, display, reproduce, publish, license, or otherwise use any content for resale, distribution, marketing of products, or other commercial uses. Bitcoin Suisse August 2022.