Outperform Fiat Instruments
Take advantage of highly attractive yields by financing collateralized loans. Benefit from yields on CHF, EUR and USD investments that are up to three times higher than conventional short-term currency instruments and let us do all the work for you. Please note that loan availability is dependent on your jurisdiction of residence and may not be available in your jurisdiction.
| Currency | Conventional 12m yield | P2P 12m yield |
|---|---|---|
| EUR | 3.85% (EST) | 8.00% |
| CHF | 1.48% (SARON) | 6.19% |
| USD | 4.14% (SOFR) | 9.00% |
Why We’re Better
Better reassurance
Loans are over-collateralized with conservative loan-to-value ratios, and all crypto collateral assets are safely secured in the Bitcoin Suisse Vault and held off-balance sheet minimizing counterparty risk.
Better diversification
The yield on P2P loans tends to be weakly correlated with traditional asset classes, allowing you to diversify your investments.
Better resilience
Our systems remained uninterrupted and loan investors suffered no losses even in the face of major market disruptions like COVID, the China crypto ban, and the collapse of Terra Luna and FTX.
Better client service
You can rely on outstanding client service from your dedicated relationship manager well beyond standard banking hours.
The Numbers Tell Their Own Story
The numbers below apply to the Bitcoin Suisse Group.
24/7
Collateral monitoring for hard and soft margin calls.
7.73 %
Average 12m yield*
20 +
Relationship Manager
0
Downtime or losses.**
*Based on the average of the 12-month yields of Bitcoin Suisse P2P loan investments for USD, EUR and CHF as of October 2024. ** In the month of the COVID outbreak, the China crypto ban, the Terra Luna collapse, or the FTX bankruptcy.
How to Invest in Loans with Us
To finance loans with us and start earning attractive yields, simply follow the three steps below.
Find a loan to finance
Indicate the fiat currency, size and duration for your investment and we will match you with a suitable borrower. We will contact you to provide all the details and agreements. Your funds will only be allocated once the borrower commits crypto collateral to a segregated Bitcoin Suisse Vault account which can be liquidated by us in the event of a margin call.
Receive your yield
We will constantly monitor the value of crypto collateral assets and make adjustments if needed to maintain a conservative loan-to-value ratio. You will receive quarterly interest payments directly to your account as per the terms of the loan.
Additional Services For Individuals
Our cohesive suite of crypto finance services provides a seamlessly integrated ownership and investment experience. Here are the other services you can avail of by opening an account:
Personal Support, Every Step
Our team of native experts are here to provide you with the tools, insights and support you need.