Earn Attractive Yields Through a Loan Financing
Finance CHF, EUR and USD peer-to-peer (P2P) loans to capture highly attractive yields compared to conventional short-term money market instruments. Loans have conservative loan-to-value ratios, while all collateral assets are securely stored in our institutional-grade, audited custody solution, Bitcoin Suisse Vault.
Outshine Fiat Instruments
P2P loan investments have shown to outperform conventional short-term fiat instruments in terms of returns. Please note that loan availability is dependent on your jurisdiction of residence and may not be available in your jurisdiction.
| Currency | Conventional 12m yield | P2P 12m yield |
|---|---|---|
| EUR | 3.85% (EST) | 8.00% |
| CHF | 1.48% (SARON) | 6.19% |
| USD | 4.14% (SOFR) | 9.00% |
Why We’re Better
Better reassurance
P2P loans are over-collateralized with conservative loan-to-value ratios, and all crypto collateral assets are safely secured in the Bitcoin Suisse Vault and held off-balance sheet, minimizing counterparty risk.
Better diversification
The yield on P2P loans tends to be weakly correlated with volatile traditional asset classes, allowing you to diversify your investments.
The Numbers Tell Their Own Story
The numbers below apply to the Bitcoin Suisse Group.
7.73 %
Average 12m yield.*
0
Downtime or losses.**
20 +
Relationship Manager
24/7
Collateral monitoring for hard and soft margin calls
*Based on the average of the 12-month yields of Bitcoin Suisse P2P loan investments for USD, EUR and CHF as of October 2024. ** In the month of the COVID outbreak, the China crypto ban, the Terra Luna collapse, or the FTX bankruptcy.
How to Invest in Loans With Us
To finance loans with us and start earning attractive yields, simply follow the three steps below.
Find a loan to finance
Indicate the fiat currency, size and duration for your investment and we will match you with a suitable borrower. We will contact you to provide all the details and agreements. Your funds will only be allocated once the borrower commits crypto collateral to a segregated Bitcoin Suisse Vault account which can be liquidated by us in the event of a margin call.
Receive your yield
We will constantly monitor the value of crypto collateral assets and make adjustments if needed to maintain a conservative loan-to-value ratio. You will receive quarterly interest payments directly to your account as per the terms of the loan.
Additional Services For Financial Service Providers
Our cohesive suite of crypto finance services provides a seamlessly integrated ownership and investment experience. Here are the other services you can avail of by opening an account.
Trading - Invest
Best execution across over 12 of the world’s largest and most trusted crypto venues, with minimized counterparty risk and extensive API support.
Staking - Grow
Earn rewards that regularly outperform industry benchmarks from proof-of-stake crypto assets like ETH, SOL, DOT, ADA and many more.
Custody - Protect
Protect your crypto assets with our institutional-grade, ISAE 3402 audited cold storage solution, Bitcoin Suisse Vault.
Lending - Leverage
Access cash without selling your crypto. Borrow USD, EUR or CHF using over 15 supported crypto assets to back your loan.
Secure, Reliable and Resilient P2P Lending Architecture
Benefit from highly attractive yields with our proven and resilient P2P-lending architecture.
