P2P loan returns exceed conventional fiat instruments
P2P loans offer returns that surpass those of conventional short-term fiat instruments, providing an alternative investment option with potential for higher yields. Please note that loan availability is dependent on your jurisdiction of residence and may not be available in your jurisdiction.
| Currency | Conventional 12m yield | P2P 12m yield |
|---|---|---|
| EUR | 3.85% (EST) | 8.00% |
| CHF | 1.48% (SARON) | 6.19% |
| USD | 4.14% (SOFR) | 9.00% |
Why We’re Better
Better reassurance
We use conservative loan-to-value ratios, securely store all crypto collateral on segregated blockchain addresses in the Bitcoin Suisse Vault, and monitor its value 24/7 to ensure that loans are fully secured.
Better diversification
The yield on P2P loans tends to be weakly correlated with volatile traditional asset classes, allowing you to diversify your investments.
Better resilience
Our systems remained uninterrupted and loan investors suffered no losses even in the face of major market disruptions like COVID, the China crypto ban, and the collapse of Terra Luna and FTX.
The Numbers Tell Their Own Story
The numbers below apply to the Bitcoin Suisse Group.
24/7
Collateral monitoring for hard and soft margin calls
7.73 %
Average 12m yield*
200 +
Team members
0
Downtime or losses.**
*Based on the average of the 12-month yields of Bitcoin Suisse P2P loan investments for USD, EUR and CHF as of October 2014. **In the month of the COVID outbreak, the China crypto ban, the Terra Luna collapse, or the FTX bankruptcy.
How to Invest in Loans With Us
To finance loans with us and start earning attractive yields, simply follow the three steps below.
Find a loan to finance
Indicate the fiat currency, size and duration for your investment and we will match you with a suitable borrower. We will contact you to provide all the details and agreements. Your funds will only be allocated once the borrower commits crypto collateral to a segregated Bitcoin Suisse Vault account which can be liquidated by us in the event of a margin call.
Receive your yield
We will constantly monitor the value of crypto collateral assets and make adjustments if needed to maintain a conservative loan-to-value ratio. You will receive quarterly interest payments directly to your account as per the terms of the loan.
Additional Services For Funds
Our cohesive suite of crypto finance services provides a seamlessly integrated ownership and investment experience. Here are the other services you can avail of by opening an account.
Ready to Start Outperforming?
Benefit from highly attractive yields with our proven and resilient lending architecture.