Collateralized Loans
Bitcoin Suisse offers collateralized loans to either increase cash flow and provide fiat liquidity against a pledge of crypto assets, or to borrow crypto assets against fiat and/or crypto security.
Fast Application Process
Multiple Currencies
Staking-Backed Loans
Secure Storage
Our Offering
Collateralized loans enable clients to remain invested in crypto assets while still having fiat liquidity at their disposal. Bitcoin Suisse offers crypto asset collateralized loans in USD, EUR and CHF to increase capital efficiency or leverage your positions against a pledge of crypto assets. The crypto assets pledged as collateral are stored in the hyper-secure Bitcoin Suisse Vault. Conversely, Bitcoin Suisse offers loans in BTC, ETH, DOT and USDC against a pledge of fiat assets. These loans can be used for interacting in the crypto sphere or to speculate on falling markets.
- Multi-asset collateral portfolio: Clients of Bitcoin Suisse can pledge a single asset or a portfolio of different assets as collateral.
- Collateral eligibility: Bitcoin Suisse supports more than 15 collateral currencies.
- Custody: Crypto collateral assets are bankruptcy remote on segregated accounts in cold storage within the Bitcoin Suisse Vault.
- Flexibility: The loan amount can easily be traded on Bitcoin Suisse or be withdrawn to a bank account, exchange or wallet.
- Tradeable: Collateral assets can be traded to other eligible collateral assets during the loan term.
Product Details
All market monitoring, trading and management is performed inhouse by Bitcoin Suisse and clients have a designated Relationship Manager at their disposal to answer any questions. Furthermore, the collateral value is monitored 24 hours, 7 days a week. The client’s crypto collateral is linked to a segregated account in the name of the client and remains locked until the loan matures. Excess collateral can be withdrawn, and additional collateral can be added 7 days a week during business hours.
Potential Risks
It is essential to understand the risks involved with collateralized loans. The loan utilized should be aligned with the financial capacity to meet interest payments, loan repayments, or any potential margin calls. The loan-to-value ratio should be considered in relation to the objectives being pursued and, if necessary, adjusted to current market conditions. Should the collateral assets in a portfolio lose value and/or their loan-to-value ratios are adjusted, additional collateral may be required, or the loan amount may need to be reduced. Failure to meet these obligations within the agreed time frame may result in Bitcoin Suisse adjusting the structure of the portfolio or liquidating the collateral assets.
Disclaimer: The use of the Liquity Protocol is not without risk, and if you are interested in using the protocol, you should be able to evaluate the risks and opportunities of the protocol, particularly with respect to potential liquidation scenarios. The user alone is responsible for evaluating the opportunities and risks of a DeFi protocol and its mechanisms. DeFi protocols may be subject to smart contract and platform risks, as well as the risk of manipulation of oracle data used as price sources by such protocols. Using DeFi protocols involves substantial risks of loss, even total loss of the collateral locked in smart contracts. Therefore, using DeFi protocols may not be suitable for every person. The information provided in this presentation, pertaining to Bitcoin Suisse Ltd and its subsidiaries and affiliates (together “Bitcoin Suisse”), is for general informational purposes only and should not be considered exhaustive and does not imply any elements of a contractual relationship or any offering. While the information in this presentation is believed to be accurate and reliable, Bitcoin Suisse and its agents, advisors, directors, officers, employees and shareholders make no representation or warranties, expressed or implied, as to the accuracy of such information, and Bitcoin Suisse expressly disclaims any and all liability that may be based on such information or errors or omissions thereof. Bitcoin Suisse reserves the right to amend or replace the information contained herein, in part or entirely, at any time, and undertakes no obligation to provide the recipient with access to the amended information or to notify the recipient hereof. The information provided is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulations or in which Bitcoin Suisse does not hold the necessary registration or license. Except as otherwise provided by Bitcoin Suisse, it is not allowed to modify, copy, distribute, transmit, display, reproduce, publish, license, or otherwise use any content for resale, distribution, marketing of products, or other commercial uses. Bitcoin Suisse August 2025.